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  Mostly summarized from Gregory Mankiw’s Principles of Economics, 5th Ed. PART 9 The Real Economy in the Long Run Chapter 27 of 36 Basic Tools of Finance Section 1 of 16 … Chapter 27 of 36 – Basic Tools of Finance – Topics Present Value: Measuring the Time Value Of Money The Magic of Compounding The Rule Of 70 Managing Risk Risk Aversion The Markets for Insurance The Peculiarities of Health Insurance Diversification of Firm-Specific Risk The Trade-Off Between Risk and Return Asset Valuation The Efficient Markets Hypothesis Random Walks and Index Funds Neurofinance Market Irrationality … … rationality and irrationality gōri-sei to higōri-sei 合理性と非合理性 … … Grok chapter 27 summary: Chapter 27 introduces the basic tools of finance, focusing on how people make decisions involving the timing of resources and uncertainty. The chapter begins with the concept of present value, which recognizes a dollar today is worth more than a dollar in the future because money can earn interest. Present ...
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Scot and Fumiko pictures and information

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  Fumiko Scot's information: Weight at 166 pounds, got to 160 pounds five years ago and have recently been bouncing between 163 and 168. Common sense ways to lose and keep off weight are eat right and light and get lots of exercise. Main exercise is walking, do 1~2 miles most days. Over career worked as a salesman in the steelmaking, fasteners, and auto manufacturing industries, lots of travel in U.S., Canada, Mexico, and Japan. Have visited every U.S. city with a major league, MLB, NFL, NBA, NHL, sports team except Sacramento, have gotten as close as Travis Air Force Base. Often traveled on Sundays, much time on the road so could not eat right and get enough exercise so got heavy, up to 200 lbs. Was on commission and made enough to retire early, able eat good food and get enough exercise. Now spend most time reading and writing. Our Wick branch goes back to the brother of owner of the Wick House at Morristown National Historical Park in Morristown New Jersey, and on back to Staine...
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HAT Manifesto Part 1/2 - Rubric Cube - 260405 edit

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  “The world we see that seems so insane is the result of a belief system that is not working. To perceive the world differently, we must be willing to change our belief system, let the past slip away, expand our sense of now, and dissolve the fear in our minds.” - William James “All experience has shown mankind are more disposed to suffer, while evils are sufferable, than to right themselves by abolishing the forms to which they are accustomed.” - Thomas Jefferson “Wherever good fortune enters, envy lays siege and attacks it. And when it departs, sorrow and repentance remain behind.” - Leonardo da Vinci “Struggle is the indispensable accompaniment of progress. If men were entirely social, man would stagnate. A certain alloy of individualism and competition is required to make the human species survive and grow. Without qualities of an unsocial kind men might have led an Arcadian shepherd life in complete harmony, contentment, and mutual love. But in that case all their talents wou...
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